Travel cancelation insurance in 4 steps

Trip cancelation insurance (TC) covers cancelation costs that occur if you are not able to travel abroad unexpectedly. Covered events are, for example, acute illness of the insured person or one of the relatives, an accident or pregnancy. Insurance shall be taken out directly after booking the trip, but no later than 30 days prior to departure.

Deductible: In case of unexpected serious illness the deductible is 20% of the reimbursable damages, at least € 25.00 per insured person, if full inpatient hospital treatment is not necessary.

Conditions

Insurance shall be taken out directly after booking the trip, 30 days prior to departure at the latest.
Application is exclusively for travels to other countries.

Application of trip cancelation (TC)

  1. Get a quote: the system checks based on basic travel data if trip cancelation insurance can be provided. 
  2. Personal data: entry and selection of payment option
  3. Verification & payment: confirmation of entries and connection to secure payment website
  4. Insurance documents: after successful payment insurance confirmation will be available; additional automated e-mail delivery

You may pay the total amount for your insurance by credit card or Paypal or you choose direct debit from a bank account based in Germany (either monthly or total amount). CareMed will automatically charge the insurance premiums immediately upon payment.

Families may book insurance for the entire family together by indicating the total travel costs. Relatives of the insured person will also be covered as persons at risk.
In case of several travelers each traveler purchases travel cancelation insurance for own portion of costs. There will be insurance coverage for persons who have booked a trip as well as insurance together.
Example: Two friends have booked a travel together and they have both taken out trip cancelation insurance for their part of the costs with CareMed. In case that one of the travelers is unable to travel due to an insured event, e.g. unexpected hospital stay, cancelation costs for the second person will also be reimbursed.

Get a quote

Please indicate all data truthfully as they are decisive for the choice of the applicable insurance. Thus, you ensure receiving appropriate insurance cover for your stay abroad. Insurance coverage needs to be taken out for the entire stay abroad, travel documents may be required as proof in case of a claim.

Due to the Brexit and the associated conditions, we unfortunately are no longer able to insure travelers with permanent residency/home country in the UK. Please contact local providers for assistance.
Due to legal requirements, we are currently not able to offer insurance coverage for persons whose permanent residence is in Switzerland.
Due to the sanctions, we are currently unable to accept applications from persons residing in Russia or the destination country Russia.

Definition: "Home country“ is defined as the country of your permanent residency and where you are health insured. In case of medical repatriation CareMed will cover organization and transportation costs. Further treatment in your home country shall be covered by your health insurance in your home country. Please check this with your medical provider at home.

Due to the sanctions, we are currently unable to accept applications from persons residing in Russia or the destination country Russia.

Certified Payment

PCI Compliance

Memberships

WYSE travel
OITS
IAPA

Awards

CareMed Star Award